These terms govern your use of companyvisor.com and the Companyvisor dashboard, API, webhooks and data (the "Service"), provided by Companyvisor ("we", "us"). By using the Service you agree to these terms on behalf of yourself and the organization you represent ("you"). If you have signed a separate agreement with us, such as an Enterprise order form, that agreement takes precedence where it differs.
1. Access and accounts
Access is granted on request. We may approve, decline or withdraw access at our discretion. You are responsible for keeping login details and API keys confidential, for all activity under your account, and for making sure the information you give us is accurate. Tell us promptly at info@companyvisor.com if you suspect unauthorized use.
2. Plans, trials and billing
- Free plan. The Free plan is provided at no charge, with the limits shown on our pricing page. We may change or discontinue it with reasonable notice.
- Trials. Paid plans may start with a 14-day free trial. If you do not choose a paid plan at the end of the trial, your workspace is paused.
- Fees. Paid plans are billed in advance, monthly or annually, and renew automatically until cancelled. Fees are non-refundable except where the law requires otherwise. Prices exclude taxes, which you are responsible for.
- Changes. Upgrades take effect immediately and are prorated. Downgrades and cancellations take effect at the end of the current billing period. We will give at least 30 days' notice of any price increase for your plan.
- Limits. Each plan includes the usage limits listed on the pricing page, such as states, alerts, API calls and users. We may throttle or suspend use that exceeds them.
3. Acceptable use
You may use the Service and its data for your internal business purposes. You must not:
- Resell, redistribute, sublicense or publish the data, in whole or in substantial part, unless your plan or a separate data licence allows it.
- Use the data as a factor in deciding a person's eligibility for credit, insurance, employment, housing or any other purpose covered by the Fair Credit Reporting Act. Companyvisor is not a consumer reporting agency.
- Use the data to contact people in ways that break the law, including anti-spam, telemarketing and privacy laws.
- Scrape the website, share accounts or API keys, get around usage limits, or attempt to access systems or data you are not authorized to use.
- Interfere with the Service, introduce malicious code, or reverse engineer it except where the law allows.
4. API and webhooks
API access is subject to the rate limits and documentation published on our developers page. You are responsible for securing your webhook endpoints and verifying our signatures. We may change the API, and we will give reasonable notice before removing features you rely on.
5. Data accuracy
Our data comes from official public records. Those records can be delayed, incomplete or wrong at the source, and our processing may introduce errors. We work to keep the data accurate and timely, but we do not guarantee it. You should verify important information against the official source before relying on it.
6. Your content
You keep ownership of what you put into the Service, such as watchlists, alert settings and notes. You give us permission to host and process it only to provide and improve the Service for you.
7. Our property
The Service, including its software, design, compilations of data and documentation, belongs to us or our licensors. These terms give you a limited, non-exclusive, non-transferable right to use it while your account is active. Underlying public records remain public; our rights cover how we collect, organize and deliver them. If you send us feedback, we may use it without obligation to you.
8. Suspension and termination
You can stop using the Service and cancel at any time. We may suspend or end your access if you breach these terms, fail to pay, or create a risk to the Service or others. On termination your right to use the Service ends. We keep your workspace for 30 days in case you return, then delete it. Sections 5, 7 and 9 to 13 continue to apply.
9. Disclaimers
The Service is provided "as is" and "as available". To the fullest extent the law allows, we disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, accuracy and non-infringement. We do not promise the Service will be uninterrupted or error-free, except as set out in a written service level agreement.
10. Limitation of liability
To the fullest extent the law allows, neither party is liable for indirect, incidental, special, consequential or punitive damages, or for lost profits, revenue or data. Our total liability arising from these terms or the Service is limited to the fees you paid us in the 12 months before the claim arose, or $100 if you use only the Free plan.
11. Indemnity
You will defend and indemnify us against third-party claims arising from your breach of these terms or your use of the data, including how you contact or make decisions about others.
12. Governing law
These terms are governed by the laws of the State of [state], without regard to its conflict-of-law rules. Disputes will be heard in the state or federal courts located there, and both parties consent to that jurisdiction.
13. General
You may not assign these terms without our consent; we may assign them as part of a merger or sale of assets. If any provision is unenforceable, the rest remains in effect. Not enforcing a provision is not a waiver. These terms, together with our privacy policy and any order form, are the entire agreement between us about the Service.
14. Changes to these terms
We may update these terms. We will change the effective date above and, for significant changes, notify account holders by email at least 30 days before they take effect. Continuing to use the Service after that means you accept the updated terms.
15. Contact
Questions about these terms go to info@companyvisor.com.